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We cater to your company’s whole balance sheet, from foreign exchange, trade finance and treasury management to corporate lending, securitization, public and private debt and equity underwriting. Our team of experts can also provide a full range of advisory services, along with industry-leading research, sales and trading.

Why become a Client?

Everything you need to make your money grow super fast!

Personalized wealth management

At ADFCH BANK, we take the time to understand your goals and offer comprehensive wealth solutions to help you realize your life vision, including:

Investment management

Whether saving for a house, investing in your retirement, or just putting money aside for a rainy day, we have ways to help you get there.

Wealth planning

We offer wealth management services to help you, plan through key wealth management services, grow, protect and or transition your wealth.

Cross-border strategies

As a ADFCH BANK client, you have access to an extra level of support for your cross-border needs. Your ADFCH BANK Wealth Professional can help make the complex matter of cross-border banking simpler.

Financial advisory

We help you navigate financial challenges and opportunities. Our team of experts is developing insights and practical guidance, to help clients through global events.

Individual & family tax planning

Through our tax planning services, your wealth advisor will work closely with you and your chosen tax professional to incorporate tax planning into your personal or family's overall wealth plan.

Retirement planning

Do something now that you’ll thank yourself for later, create a plan for the retirement you want.

What Is Structured Commodity Finance?

Structured commodity finance (SCF) as covered by Trade Finance is a financing technique utilised by a number of different companies, primarily producers, trading houses and lenders.
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Letters of Credit (LC)

A legal commitment issued by a bank or other entity stating that, upon receipt of certain documents, the bank will pay against drafts meeting the terms of the LC.

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Bank Comfort/
Capability Letter (BCL)

A document acting as reference to support a client in regards to it's ability to engage in a transaction. is important to note that the BCL does not affirm payment, but it guarantees the seller of the stability of the buyer to fulfill their promise in conducting business.

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Standby Letters of Credit (SBLC)

A legal document where a bank guarantees the payment of a specific amount of money to a seller if the buyer defaults on the payment agreement.

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Safekeeping Receipt (SKR)

Safe Keeping Receipt or SKR, or Safekeeping, is where an asset owner elects to place that asset in the care of an Agent, usually a Bank or a Financial Institution and receives an acknowledgement from the Bank as to their “Safekeeping” of that asset.
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Performance Bond (PB) & Re-insurance Letters of Credit (RLC)

A legal document where a bank guarantees the payment of a specific amount of money to a seller if the buyer defaults on providing the servide as per agreement.

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Letters of Guarantee (LG) or Bank Guarantee (BG)

A Letter of Guarantee refers to a written commitment granted by the bank at the request of a client, providing assurance that the client will fulfill it's obligations in the contract.


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Advance Payment Guarantee (APG)

The guarantee or bond will provide that if the seller or contractor fails to meet its contractual obligations, the issuer will refund the advance payments made by the buyer or employer
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Proof of funds (POF)

Letter or documentation that certifies that an individual, institution, or corporation has sufficient funds (money) to complete a transaction. A POF is issued by a bank or custody agent to provide assurance to another party that the individual or entity in question has sufficient funds to complete an agreed-upon purchase.
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Our Structured and Reliable Team Finance's the World's Most Challenging Projects!

Step-By-Step Guidance

We act as a partner in international financing syndicates to advise, arrange and underwrite financing.

International Focus

You’ll be working with one of the most experienced internationally-focus project finance teams.

Sector Expertise

Our specialist team focuses on a range of sectors, including power & utilities, infrastructure & industrials and extractive industries.

Market Intelligence

Backed by the extensive market, sector, and country expertise our team is experienced, flexible and fast.

CTO at Slapper Labs

FINANCING FOR YOUR NEEDS

Our loan programs include accounts receivable financing, SBA 7a and 504, asset-based loans, equipment financing, real estate loans, and other non-traditional loan products to fit almost any small to medium size business financing needs.

Receivable finance

Factoring is for manufacturers, distributors, and other types of businesses that sell goods or services to creditworthy commercial accounts on open terms.

Working capital

Cash Flow Based Term Loans can be funded as quickly as 24 hours. There are advances against future revenue, as well as loans that are considered using historical cash flow.

Asset based lending

Secure a working capital loan based on the value of your business assets. Financing is available against accounts receivable, machinery and equipment, inventory, and real estate.

Real estate loans

Purchase, Refinance or Cash Out Conventional Loans program ideal for Investment & Owner Occupied Commercial and Residential Properties